Kimberly L. Waterhouse

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Listing provided courtesy of CROSSVIEW REALTY- MLS# 2134679MLS ProviderSource MLS Verified

4732 SADDLEHORN TrailMiddleburg, FL 32068

Single Family · 5 Beds · 3 Full Baths · 3,686 Sq. ft. | 1.06 Acres
$845,900 Active

4732 SADDLEHORN Trail Overview

Time on Site:
98 days
Visits:
0

1.1-acre waterfront property • Screened pool • Private fishing dock • 2024 roof. This 4-bedroom home with a dedicated office and expansive bonus room offers 3,686 square feet of flexible living with room for boats, RVs, and recreational equipment. The gourmet kitchen features updated finishes and serves as the centerpiece of the home, while new flooring and refreshed interiors create a move-in-ready feel. The living room and primary suite each include a gas fireplace, and the primary retreat offers water views from a private balcony. Outdoor living includes a screened pool, firepit lounge, private fishing dock, covered porch, gazebo, and peaceful waterfront setting. Major updates include a new roof (2024), two HVAC systems (2025), and two water heaters (2025). Oversized 3-car garage. Community amenities include tennis, basketball, soccer, and a playground. Includes 3D virtual tour and floor plan.

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4732 SADDLEHORN Trail Facts & Features

  • Type Single Family
  • Sq. ft. 3,686
  • Price/Sq.ft. $229
  • Lot 1.06 Acres

Details

General

Association/HOA

  • Association: No

School Information

  • Elementary School: Tynes
  • Middle Or Junior School: Wilkinson
  • High School: Ridgeview

Building Information

  • New Construction: No
  • Year Built: 2001

Business Information

  • Current Use: Agricultural,Residential,Single Family

Location/Region

  • Country: US
  • County Or Parish: Clay
  • MLS Area Major: 143-Foxmeadow Area
  • MLS Area Minor: 143-Foxmeadow Area
  • Subdivision Name: Foxmeadow

Tax Information

  • Tax Annual Amount: 7323.82
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA,USDA Loan,VA Loan
  • Parcel Number: 23042400557200128
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No

Interior

Parking Information

  • Garage Spaces: 3.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 5

General Information

  • Appliances: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Fireplaces Total: 2
  • Interior Features: Ceiling Fan(s),Central Vacuum,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Laundry Features: In Unit
  • Levels: Two
  • Living Area: 3686.0
  • Living Area Source: Public Records
  • Rooms Total: 0
  • Stories: 2

Exterior

Parking Information

  • Parking Features: Attached,Garage,Garage Door Opener,RV Access/Parking

Lot Information

  • Lot Size Acres: 1.06
  • Lot Size Area: 1.06
  • Lot Size Square Feet: 46173.6
  • Lot Size Units: Acres
  • Water Source: Well

Waterfront/View

  • View: Pond,Pool,Water
  • Waterfront Features: Pond
  • Waterfront: Yes

Building Exterior/Construction

  • Attached Garage: Yes
  • Construction Materials: Brick,Fiber Cement
  • Patio And Porch Features: Covered,Rear Porch,Screened
  • Property Attached: No
  • Roof: Shingle

General Information

  • Carport: No
  • Exterior Features: Balcony,Dock,Fire Pit
  • Other Structures: Gazebo,Shed(s)
  • Pool Features: In Ground,Screen Enclosure
  • Pool Private: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected,Sewer Available,Water Available

4732 SADDLEHORN Trail Neighborhood

Community

32068 (MIDDLEBURG) Demographics

39
Median Age
554
Population Density (per sq. mile)
31%
College Educated
$67,247
Estimated Median Income
14,720
Estimated Total Home Owners
4,358
Estimated Total Renters
77% / 23%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

4732 SADDLEHORN Trail Monthly Cost

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Meredith Medvec
Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

4732 SADDLEHORN Trail Market Data

Based on the last 30 days in this zip code

$374,185
Average List Price
$197
Average Price per Square Foot
74
Properties Sold
89
Average Days on Market
463
Properties for Sale
Calculations provided by Reliance Network

4732 SADDLEHORN Trail History

Date Event Value Agent
6/22/2026Source: North East Florida MLS Price Reduction
$845,900 -0.5%
4/11/2026Source: North East Florida MLS Status Change
Active
4/4/2026Source: North East Florida MLS Status Change
Active Under Contract
3/24/2026Source: North East Florida MLS Added to Database
March 24, 2026