Listing provided courtesy of COLDWELL BANKER REALTYas Distributed by MLSGrid- MLS# MFRA4697075MLS Provider

9294 PANAMA CIRCLEPORT CHARLOTTE, FL 33981

Single Family · 3 Beds · 2 Full Baths · 2,146 Sq. ft. | 0.23 Acres
$850,000 Active

9294 PANAMA CIRCLE Overview

Time on Site:
7 days
Visits:
0

BOATER'S PARADISE! Built in 2023, this upgraded Gulf-access waterfront residence offers the ultimate Southwest Florida lifestyle with a private dock, pool, and access to open water. Offering 3 bedrooms, 2 baths, a dedicated office, and 2,146 square feet, this home features a desirable split-bedroom floor plan. The private primary suite occupies its own wing of the home, while two guest bedrooms and the guest/pool bath are situated on the opposite side, with a pocket door that provides extra privacy for guests or family members. A widened paver driveway, new St. Augustine sod, and tropical landscaping create outstanding curb appeal. The landscaping is supported by a versatile irrigation system that allows the owner to utilize either a dedicated irrigation meter or canal water, providing potential savings on water usage. The chef-inspired kitchen is beautifully appointed with upgraded appliances, including a smart refrigerator with an integrated entertainment screen, an upgraded dishwasher, a range, and a custom ceiling-height vent hood, along with a beverage refrigerator, unfinished granite countertops, solid-wood soft-close custom cabinetry, abundant storage, and an open-concept design ideal for entertaining. Pocketing impact-rated sliding glass doors open the great room and kitchen to the lanai, creating seamless indoor-outdoor living. The primary en-suite retreat features sliding glass door access to the lanai with a custom blackout blind. The en-suite bath features dual shower heads and a rainfall shower. This home offers a dedicated office providing the perfect space for working remotely, hobbies, or a quiet retreat. Outdoor living takes center stage with an extended lanai, panoramic screen enclosure, outdoor kitchen with built-in beverage refrigerator, outdoor shower, and an automated heated pool and spa system with waterfall feature. An electronic remote-controlled hurricane screen encloses the lanai for added protection and secure storage during storms or extended absences. Built with both comfort and peace of mind, the home features impact-rated windows and sliding glass doors, a whole-home Generac generator powered by dual 250-gallon propane tanks, integrated smart-home technology, and polyurethane spray-foam insulation for enhanced energy efficiency and climate control. Additional storm protection includes an electronic roll-down hurricane shutter at the front entryway. Architectural details include 10-foot ceilings throughout, and the foyer, great room, office, primary suite, and lanai feature custom tray ceilings, upgraded interior doors, transom windows, and abundant recessed lighting. Boaters will appreciate the extended composite dock and covered 10,000-pound boat lift. Extending farther into the canal, the dock provides improved access during low-water conditions while maximizing enjoyment of this exceptional Gulf-access location. Additional upgrades include backyard fencing, an epoxy-coated garage floor, garage storage ceiling-Furniture is racking system, utility tub, new irrigation pump, and custom Bahama shutters throughout. Located in South Gulf Cove, residents enjoy parks, sidewalks, an optional HOA, and no mandatory association fees. Offered at a highly competitive price, given its extensive upgrades, newer construction, Gulf access, and exceptional boating amenities, this waterfront home represents outstanding value in today's market.

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9294 PANAMA CIRCLE Facts & Features

  • Type Single Family
  • Sq. ft. 2,146
  • Price/Sq.ft. $396
  • Lot 0.23 Acres

Details

General

Association/HOA

  • Association: Yes

School Information

  • Elementary School: Myakka River Elementary
  • Middle Or Junior School: L.A. Ainger Middle
  • High School: Lemon Bay High

Green Features

  • Green Energy Efficient: Construction,Insulation,Windows
  • Green Indoor Air Quality: Integrated Pest Management

Building Information

  • Builder Model: Coastal
  • Builder Name: DM Dean
  • New Construction: No
  • Year Built: 2023

Location/Region

  • Country: US
  • County Or Parish: Charlotte
  • MLS Area Major: 33981 - Port Charlotte
  • Subdivision Name: PORT CHARLOTTE SEC 071
  • Township: 41S

Tax Information

  • Tax Annual Amount: 9775.95
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Parcel Number: 412121182003
  • Pets Allowed: Cats OK,Dogs OK,Yes
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None
  • Zoning: RSF3.5

Interior

Parking Information

  • Garage Spaces: 3
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 3119
  • Building Area Units: Square Feet

General Information

  • Appliances: Bar Fridge,Dishwasher,Disposal,Exhaust Fan,Microwave,Range,Refrigerator
  • Cooling: Central Air,Attic Fan
  • Fireplace: No
  • Flooring: Ceramic Tile
  • Foundation Details: Slab
  • Heating: Electric
  • Interior Features: Attic Ventilator,Ceiling Fans(s),Crown Molding,Eat-in Kitchen,High Ceilings,In Wall Pest System,Kitchen/Family Room Combo,Open Floorplan,Pest Guard System,Primary Bedroom Main Floor,Smart Home,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s),Wet Bar,Window Treatments
  • Laundry Features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup
  • Levels: One
  • Living Area: 2146
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Other Equipment: Irrigation Equipment,Generator
  • Security Features: Smoke Detector(s)
  • Spa Features: Heated,In Ground
  • Spa: Yes
  • Stories Total: 1
  • Window Features: Shades,Shutters,Storm Window(s),Window Treatments

Exterior

Parking Information

  • Parking Features: Garage Door Opener,Oversized

Lot Information

  • Additional Parcels: No
  • Lot Features: In County,Landscaped,Level,Paved
  • Lot Size Acres: 0.23
  • Lot Size Square Feet: 9999
  • Number Of Lots: 1
  • Road Responsibility: Public Maintained Road
  • Road Surface Type: Asphalt
  • Vegetation: Mature Landscaping,Trees/Landscaped
  • Water Source: Canal/Lake For Irrigation,Public,See Remarks

Waterfront/View

  • View: Water
  • Waterfront Features: Canal - Brackish
  • Waterfront: Yes

Building Exterior/Construction

  • Architectural Style: Florida
  • Attached Garage: Yes
  • Construction Materials: Block,Stucco
  • Direction Faces: Southwest
  • Patio And Porch Features: Covered,Enclosed,Front Porch,Rear Porch,Screened
  • Roof: Shingle

General Information

  • Carport: No
  • Exterior Features: Hurricane Shutters,Outdoor Kitchen,Rain Gutters,Sliding Doors
  • Fencing: Chain Link
  • Other Structures: Other,Outdoor Kitchen
  • Pool Features: Gunite,Heated,In Ground,Lighting,Outside Bath Access,Salt Water,Screen Enclosure
  • Pool Private: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Connected,Electricity Connected,Fiber Optics,Mini Sewer,Propane,Public,Sewer Connected,Water Connected

Room Information

Room: Bedroom 2

  • Level: First
  • Dimensions: 12x11
  • Length: 11
  • Width: 12
  • Features: Ceiling Fan(s)

Room: Bedroom 3

  • Level: First
  • Dimensions: 11x13
  • Length: 13
  • Width: 11
  • Features: Ceiling Fan(s),Other Specify In Remarks

Room: Dining Room

  • Level: First
  • Dimensions: 13x12
  • Length: 12
  • Width: 13

Room: Great Room

  • Level: First
  • Dimensions: 21x16
  • Length: 16
  • Width: 21
  • Features: Ceiling Fan(s),Other Specify In Remarks

Room: Kitchen

  • Level: First
  • Dimensions: 8x16
  • Length: 16
  • Width: 8
  • Features: Granite Counters,Kitchen Island,Other Specify In Remarks

Room: Office

  • Level: First
  • Dimensions: 12x12
  • Length: 12
  • Width: 12
  • Features: Ceiling Fan(s)

Room: Primary Bedroom

  • Level: First
  • Dimensions: 15x16
  • Length: 16
  • Width: 15
  • Features: Ceiling Fan(s),En Suite Bathroom,Granite Counters,Multiple Shower Heads,Other Specify In Remarks,Rain Shower Head,Split Vanities,Tall Countertops,Water Closet/Priv Toilet,Window/Skylight in Bath

9294 PANAMA CIRCLE Neighborhood

Community

33981 (PORT CHARLOTTE) Demographics

60
Median Age
413
Population Density (per sq. mile)
33%
College Educated
$55,152
Estimated Median Income
4,437
Estimated Total Home Owners
590
Estimated Total Renters
88% / 12%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

9294 PANAMA CIRCLE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

9294 PANAMA CIRCLE Market Data

Based on the last 30 days in this zip code

$558,471
Average List Price
$288
Average Price per Square Foot
51
Properties Sold
157
Average Days on Market
599
Properties for Sale
Calculations provided by Reliance Network

9294 PANAMA CIRCLE History

Date Event Value Agent
6/23/2026Source: My Florida Regional MLS Added to Database
June 23, 2026
10/14/2022Source: My Florida Regional MLS Added to Database
October 14, 2022