Listing provided courtesy of DIVINE ESTATES REALTY LLCas Distributed by MLSGrid- MLS# MFRTB8516430MLS Provider

331 BAY STREETAUBURNDALE, FL 33823

Single Family · 3 Beds · 3 Full Baths · 3,488 Sq. ft. | 0.59 Acres
$789,000 Active

331 BAY STREET Overview

Time on Site:
25 days
Visits:
0

ASSUMABLE VA LOAN AVAILABLE AT AN INCREDIBLY LOW 2.6% INTEREST RATE! This is the waterfront lifestyle opportunity buyers have been waiting for. Nestled on a spacious 0.59-acre waterfront lot in the heart of Auburndale, this beautifully updated pool home offers the perfect blend of luxury, recreation, and everyday comfort with direct water access, a private dock, screened pool, expansive outdoor entertaining areas, and over 5,500 square feet of combined indoor and outdoor living space. From the moment you arrive, you'll appreciate the extensive upgrades and pride of ownership throughout. Major improvements include new roofs (2022 & 2024), fully remodeled bathrooms (2023), new flooring (2023), updated plumbing, hurricane-rated garage door (2023), new front and side windows (2023), three mini-split AC systems (2023), new irrigation pump, and fresh interior and exterior paint. These significant updates provide peace of mind while allowing you to immediately enjoy the home without the expense and hassle of major renovations. Designed for entertaining and enjoying Florida's outdoor lifestyle, the property features a screened pool, large screened porch, waterfront deck, private dock, and breathtaking water views. Whether you're enjoying your morning coffee overlooking the water, spending weekends boating and fishing, hosting family gatherings poolside, or relaxing with friends at sunset, this property delivers the true Florida waterfront experience. Inside, you'll find nearly 3,500 square feet of living space with generous room sizes, multiple gathering areas, a spacious primary suite, and flexible living spaces perfect for entertaining, working from home, or accommodating guests. The Florida room/game room provides additional space to enjoy the beautiful waterfront setting year-round. Conveniently located near Downtown Auburndale, Lake Ariana, local parks, restaurants, shopping, schools, medical facilities, golf courses, and just minutes from Interstate 4, you'll enjoy easy access to both Tampa and Orlando while still experiencing the charm and tranquility of waterfront living. In addition to being an exceptional primary residence or vacation retreat, this property offers outstanding short-term rental potential, making it an attractive opportunity for investors seeking income-producing waterfront property. Waterfront homes with a private dock, pool, extensive renovations, nearly 0.60 acres of land, short-term rental flexibility, and an assumable 2.6% VA loan are exceptionally rare. Don't miss this opportunity to own a move-in-ready waterfront retreat that offers an incredible lifestyle, significant recent upgrades, and one of the most attractive financing opportunities available in today's market.

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331 BAY STREET Facts & Features

  • Type Single Family
  • Sq. ft. 3,488
  • Price/Sq.ft. $226
  • Lot 0.59 Acres

Details

General

Association/HOA

  • Association: No

School Information

  • Elementary School: Auburndale Central Elem
  • Middle Or Junior School: Stambaugh Middle
  • High School: Auburndale High School

Building Information

  • New Construction: No
  • Year Built: 1973

Location/Region

  • Country: US
  • County Or Parish: Polk
  • MLS Area Major: 33823 - Auburndale
  • Subdivision Name: FLANIGAN C R SUB
  • Township: 28

Community/Development

  • Community Features: Street Lights

Tax Information

  • Tax Annual Amount: 7447
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA,Other,USDA Loan,VA Loan
  • Ownership: Fee Simple
  • Parcel Number: 25-28-02-309500-000130
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None
  • Zoning: R-1

Interior

Parking Information

  • Garage Spaces: 2
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Owner
  • Building Area Total: 5501
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Disposal,Ice Maker,Range,Range Hood,Refrigerator,Wine Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Ceramic Tile,Laminate,Tile,Wood
  • Foundation Details: Slab
  • Heating: Central
  • Interior Features: Ceiling Fans(s),Eat-in Kitchen,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s),Wet Bar,Window Treatments
  • Laundry Features: Inside
  • Levels: One
  • Living Area: 3488
  • Living Area Source: Owner
  • Living Area Units: Square Feet
  • Other Equipment: Irrigation Equipment
  • Security Features: Smoke Detector(s)
  • Spa Features: In Ground
  • Window Features: Blinds,Window Treatments

Exterior

Parking Information

  • Parking Features: Circular Driveway,Driveway,Oversized

Lot Information

  • Additional Parcels: No
  • Lot Features: City Limits,Sidewalk,Paved
  • Lot Size Acres: 0.59
  • Lot Size Square Feet: 25130
  • Road Surface Type: Paved
  • Vegetation: Mature Landscaping
  • Water Source: Public

Waterfront/View

  • View: Water
  • Water Body Name: LAKE ARIANA
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Building Exterior/Construction

  • Attached Garage: Yes
  • Construction Materials: Block,Stucco
  • Direction Faces: East
  • Patio And Porch Features: Covered,Deck,Enclosed,Front Porch,Patio,Porch,Rear Porch,Screened
  • Roof: Shingle

General Information

  • Carport: No
  • Exterior Features: Lighting,Sidewalk,Sliding Doors
  • Fencing: Chain Link,Fenced,Vinyl
  • Other Structures: Shed(s)
  • Pool Features: Deck,Heated,In Ground,Screen Enclosure
  • Pool Private: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available,Electricity Available,Water Available

Room Information

Room: Balcony/Porch/Lanai

  • Level: First
  • Dimensions: 39x21
  • Length: 21
  • Width: 39

Room: Balcony/Porch/Lanai

  • Level: First
  • Dimensions: 25x12
  • Length: 12
  • Width: 25

Room: Bedroom 2

  • Level: First
  • Dimensions: 14x12
  • Length: 12
  • Width: 14

Room: Bedroom 3

  • Level: First
  • Dimensions: 13x9
  • Length: 9
  • Width: 13

Room: Bonus Room

  • Level: First

Room: Family Room

  • Level: First
  • Dimensions: 22x19
  • Length: 19
  • Width: 22

Room: Foyer

  • Level: First
  • Dimensions: 25x13
  • Length: 13
  • Width: 25

Room: Foyer

  • Level: First
  • Dimensions: 11x5
  • Length: 5
  • Width: 11

Room: Game Room

  • Level: First
  • Dimensions: 19x11
  • Length: 11
  • Width: 19

Room: Kitchen

  • Level: First
  • Dimensions: 23x9
  • Length: 9
  • Width: 23

Room: Laundry

  • Level: First
  • Dimensions: 9x7
  • Length: 7
  • Width: 9

Room: Living Room

  • Level: First
  • Dimensions: 25x24
  • Length: 24
  • Width: 25

Room: Primary Bedroom

  • Level: First
  • Dimensions: 26x21
  • Length: 21
  • Width: 26

331 BAY STREET Neighborhood

Community

33823 (AUBURNDALE) Demographics

40
Median Age
928
Population Density (per sq. mile)
28%
College Educated
$53,767
Estimated Median Income
8,119
Estimated Total Home Owners
3,452
Estimated Total Renters
70% / 30%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

331 BAY STREET Market Data

Based on the last 30 days in this zip code

$398,956
Average List Price
$200
Average Price per Square Foot
34
Properties Sold
121
Average Days on Market
340
Properties for Sale
Calculations provided by Reliance Network

331 BAY STREET History

Date Event Value Agent
6/5/2026Source: My Florida Regional MLS Added to Database
June 05, 2026
10/14/2022Source: My Florida Regional MLS Added to Database
October 14, 2022