Kimberly L. Waterhouse

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Listing provided courtesy of RE/MAX PALM REALTYas Distributed by MLSGrid- MLS# MFRC7526039MLS Provider

640 ENCARNACION STREETPUNTA GORDA, FL 33983

Single Family · 3 Beds · 2 Full Baths · 2,066 Sq. ft. | 0.25 Acres
$375,000 Active

640 ENCARNACION STREET Overview

Time on Site:
41 days
Visits:
0

One or more photo(s) has been virtually staged. Virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek! This STUNNING 2021-BUILT ESTATE offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3 bedroom, 2 bathroom home also features a versatile DEN/FLEX ROOM perfect for a 4TH BEDROOM, OFFICE, or FORMAL DINING ROOM. The eye-catching STONE-ACCENTED EXTERIOR, mature landscaping, charming gingerbread trim, spacious L-SHAPED SCREENED ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED LANAI overlooking peaceful wooded views. Plenty of room for a POOL plus a FENCED SIDE YARD perfect for pets or gardening! The CHEF’S KITCHEN is designed for entertaining with RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, DESIGNER HARDWARE, a massive 12-FOOT BREAKFAST BAR, WALK-IN PANTRY, and adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living. Retreat to the luxurious PRIMARY SUITE featuring a TRAY CEILING with crown molding and ambient lighting. The SPA-INSPIRED ENSUITE includes DUAL VANITIES, makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a LARGE WALK-IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3-CAR GARAGE, oversized laundry room with extra storage, pedestal GE washer, and SMART SENSOR DRYER. Located in a peaceful DEED-RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. DON’T LET THIS ONE SLIP AWAY. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

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640 ENCARNACION STREET Facts & Features

  • Type Single Family
  • Sq. ft. 2,066
  • Price/Sq.ft. $182
  • Lot 0.25 Acres

Details

General

Association/HOA

  • Association Fee: 200
  • Association Fee Frequency: Annually
  • Association Name: Deb Barett
  • Association: Yes

School Information

  • Elementary School: Deep Creek Elementary
  • Middle Or Junior School: Punta Gorda Middle
  • High School: Charlotte High

Building Information

  • New Construction: No
  • Year Built: 2021

Location/Region

  • Country: US
  • County Or Parish: Charlotte
  • MLS Area Major: 33983 - Punta Gorda
  • Subdivision Name: PUNTA GORDA ISLES SEC 20
  • Township: 40S

Community/Development

  • Community Features: Deed Restrictions,Golf,Park,Playground,Sidewalks,Street Lights

Tax Information

  • Tax Annual Amount: 5021.37
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Parcel Number: 402303358001
  • Pets Allowed: Yes
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None
  • Zoning: RSF3.5

Interior

Parking Information

  • Garage Spaces: 2
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 3075
  • Building Area Units: Square Feet

General Information

  • Appliances: Built-In Oven,Cooktop,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Ice Maker,Kitchen Reverse Osmosis System,Microwave,Range,Refrigerator,Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet,Tile
  • Foundation Details: Slab
  • Heating: Central
  • Interior Features: Ceiling Fans(s),Crown Molding,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Split Bedroom,Stone Counters,Thermostat,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments
  • Laundry Features: Inside
  • Levels: One
  • Living Area: 2066
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Other Equipment: Irrigation Equipment,Private Yard
  • Stories Total: 1

Exterior

Parking Information

  • Parking Features: Driveway,Garage Door Opener,Golf Cart Garage,Guest,Open,Oversized

Lot Information

  • Additional Parcels: No
  • Lot Features: Corner Lot,Near Golf Course,Oversized Lot,Paved
  • Lot Size Acres: 0.25
  • Lot Size Square Feet: 11025
  • Road Responsibility: Public Maintained Road
  • Road Surface Type: Paved
  • Vegetation: Mature Landscaping
  • Water Source: Public

Waterfront/View

  • View: Park/Greenbelt,Trees/Woods
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Florida
  • Attached Garage: Yes
  • Construction Materials: Block,Stone,Stucco
  • Direction Faces: East
  • Patio And Porch Features: Covered,Front Porch,Rear Porch,Screened
  • Roof: Shingle

General Information

  • Carport: No
  • Exterior Features: Dog Run,Hurricane Shutters,Private Yard,Rain Gutters,Sliding Doors
  • Fencing: Chain Link
  • Other Structures: Kennel/Dog Run
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: Cable Connected,Electricity Connected,Fire Hydrant,Public

Room Information

Room: Balcony/Porch/Lanai

  • Level: First
  • Dimensions: 14.5x14
  • Length: 14
  • Width: 14.5

Room: Bathroom 2

  • Level: First
  • Dimensions: 9x5.5
  • Length: 5.5
  • Width: 9

Room: Bedroom 2

  • Level: First
  • Dimensions: 12x12
  • Length: 12
  • Width: 12

Room: Bedroom 3

  • Level: First
  • Dimensions: 12x12
  • Length: 12
  • Width: 12

Room: Dinette

  • Level: First
  • Dimensions: 11x9
  • Length: 9
  • Width: 11

Room: Kitchen

  • Level: First
  • Dimensions: 16x10
  • Length: 10
  • Width: 16

Room: Laundry

  • Level: First
  • Dimensions: 11x7
  • Length: 7
  • Width: 11

Room: Living Room

  • Level: First
  • Dimensions: 26x17
  • Length: 17
  • Width: 26

Room: Office

  • Level: First
  • Dimensions: 14x12.5
  • Length: 12.5
  • Width: 14

Room: Primary Bathroom

  • Level: First
  • Dimensions: 11x10
  • Length: 10
  • Width: 11

Room: Primary Bedroom

  • Level: First
  • Dimensions: 16x14
  • Length: 14
  • Width: 16

640 ENCARNACION STREET Neighborhood

Community

33983 (PUNTA GORDA) Demographics

56
Median Age
1,293
Population Density (per sq. mile)
38%
College Educated
$61,858
Estimated Median Income
5,315
Estimated Total Home Owners
917
Estimated Total Renters
85% / 15%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

640 ENCARNACION STREET Monthly Cost

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$ %
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$
$
Meredith Medvec
Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

640 ENCARNACION STREET Market Data

Based on the last 30 days in this zip code

$367,412
Average List Price
$203
Average Price per Square Foot
38
Properties Sold
132
Average Days on Market
250
Properties for Sale
Calculations provided by Reliance Network

640 ENCARNACION STREET History

Date Event Value Agent
6/9/2026Source: My Florida Regional MLS Price Reduction
$375,000 -6.0%
5/20/2026Source: My Florida Regional MLS Added to Database
May 20, 2026